Edunology - Saumya Aggarwal

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Recently, I did some search on buying baby wipes in Singapore. Here are my findings:

Two of my three friends told me to buy them in Baby Fair. Based on the most popular recommendation, I decided to make trip to Baby Fair at Expo. I found that Guardian had a big booth selling diapers, wipes etc. They had scheme on wipes which were costing $2 for pack of 3*30 i.e. 90 wipes. I found out that the big pack contains 90 sheets and comes in bundle of 3 packs, hence total 270 sheets together. I had bought few packs but they soon ran out and that was a learning. This time idea was to buy more so that stock does not run out quickly. Again the analysis happended and here are the findings. Only restriction was Johnson Baby Wipes as my wife did not want it owing to its
foul sell, rest most brands seemed good.

Store	Pack	Price	Brand
Baby Fair	3*90	6	Guardian
Guardian Online	3*90	5.1	Guardian
Red Mart	3*90	8.8	Kodomo
Fair Price Online	3*90	6.68*	Fairprice
Qoo10	3*90	7.35	Lucky Baby

This table was picked up based on availability and cheapest wipes. Clear winner is Guardian, wipes are made in Malaysia and are of very good quality.

*Fairprice had a pack of 200 sheets, price has been interpolated
 .

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https://www.freshersworld.com/jobs/civil-engineer-jobs-gurgaon-carlson-research-168148



Because of decent salary quoted for freshers, for a moment I thought I will recommend it to few students. However, I decided to check the company and what I saw seems fishy, very fishy. Here are my pointers on why I thought so:

• B.tech / BBA/ B.com/ Fresher/UG
• Any Undergraduate/Graduate/Post Graduate

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Dear Mr. Arvind Kejriwal,

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You use bulky washing machine for laundry which occupies big shape at one corner of your office? No, I am not talking to replace it but a handy tool which can help mop up small stains, and is small enough to carry in any bag.

Machine is just like electric shaver which is good solution to dig out stains of ketchup, food when you are out in office or shopping. It is brought by Haier and it works in less than 2 mins. It operates on batteries and use water with detergent to work the magic quickly.

How much you are willing to pay for this innovation?

 It is reportedly to be available at initial offer of less than 100 SGD in the market, certainly attractive to make it household product. I believe its FBI that works well for this product.

1. Functionality - Useful functionality specially when out of home and need quick fix. Since there is need, this solution rings the right bell.
2. Buyer - Being affordable makes it very attractive buy. We do not always calculate the odds of running embarrassing situations however to have insurance in your pocket does not harm.
3. Innovation - Product is result of modern day innovative and may turn into want for large office goer population.




 

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Mr. Modi with much cheer became Prime Minister of biggest democracy in the world last year, entire world bowed and Indian economy finally looked to go on upward trajectory. One year after, the road looks bumpy. What has changed or is it nothing has changed, is the new government similar to previous scam hit rule, I have too many questions in my mind. Lot of experts have shared their views, here is what I think in what I call CAT.

CAT - Congress, Attitude, Time.

1. Congress - Main opposition party and previous ruling party in India seem to be blocking every thing and creating demonstrations which make little sense. They were hit by major scams during their rule but not playing constructive opposition does not seem to be doing Indian Economy any good. BJP, now ruling party has majority in Lok Sabha but needs good opposition for better world in Rajya Sabha.

2. Time - It takes time to change things in large economy like India. Previous ruling party Congress tried to bring changes however coalition government was not very successful. They did good work in first UPA tenure but lot of it got lost in second tenure (2009-14) and now with new vision and ease of good doing business, Tourism promotion, Infra push - I believe it will take atleast 2 yrs to run the growth engine at full speed.

3. Attitude - People attitude towards own nation need to change. Be more professional and do, mean more business. Instead of seeking freebies, lets play our role in constructing economy - make it more safe, work hard and do your bit for cleaning India (Swatchh Bharat Initiative).

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Well, life begins in Singapore for me. Internal transfer to look into different segment of clients and geography within Bloomberg. Singapore has been on a high start in 2015 and since I have moved I have found ways to work on social issues here which I intend to post subsequently.

Apart from finding houses, one of first thing I had to do was to remit money in India to take care of my last bills there. I checked with few NRIs here and did lot of research online, none could give me better answer than DBS or Indian Bank ICICI. I was about to go for obvious choice of DBS as ICICI has hidden charges in SGD for transfer. However I decided to do last round of check, SGD to INR rate given by many banks were way different, here is my summary.

Axis Bank: 44.9
DBS: 45.33
HDFC: 45.31
ICICI: 45.58
Remit2India: 45.45
SBI SP: 45.37
Yes Bank: 45.17 + 0.50
Kotak: 45.60

Honestly, when I loved above I could not find out why Axis Bank is even competing. DBS does remit the money instantly which is best among all offerings. ICICI on other side has transfer charges which makes it incompetent to other banks. SBI being government bank was out of list as I do not expect good service, then my eyes were caught by new generation Indian banks Kotak and Yes. Kotak upon further research made me feel that rates were different however due to promotion Yes Bank turned out to be best. I immediately filled the service application and understood they use Remit2India/Timesofmoney engine only but somehow give better rates than them. Relationship manager was quick to respond however filling the form was a pain as they did not take Singapore number correctly and IT usability was all of the place of the website. Finally the money got
transferred successfully and I am happy to have used Yes Bank.

Please share your insights on getting best exchange rates for remitting money to India.

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Decade back, there were not enough private institutions and quality education was forte of government run institutions. Now the scenario is fast changing with tons of big groups entering into private education as billion strong Indian population needs to get "Educated".

This is my first post since shifting to Singapore. Well almost settled here, I feel there is stark difference in education in Singapore and India. I came across an article in Times of India today (website) which boosts of private colleges being hub of industry interaction and placements.
The article seems to be inspired from these so called TOP education institutions making false image in front of vast reader base. Money seems to be pouring into these institutions and they are not shy to influence media with money power.

Article says "Galgotias University was also ranked as the No.1 Private University for Engineering Education in Northern India by the DataQuest Top T-Schools Survey 2014. Galgotias University is also top-ranked among India's top 20 engineering institutions - ahead of several leading NITs."
Though it is great to see new private university making it to top but it certainly raises questions on credibility of these ranking companies. I asked 2 students who are known to good friend of mine and it gave me completely different perspective.
---

Student 1: "I read the article shared by you. It makes me think that if I am among top ranked student in lets say North India and could not crack IITs, will I take admission in Galgotias? Answer is no, no top students want to go to Galgotias."

Me: I was shocked to see his reaction as it is stated to top in North India. I decided to probe further.

Students 1: He said all these rankings are fake. Thapar University is known to be great and pretty old for this reputation, how come Galgotias, which take heavy capitation and actual placement records are nowhere close to advertised one, made it to the top?


Me: Ok, may be this student is biased. Lets head to second one.

Student 2: This article is crap. My girlfriend studies in Amity and her best friend in Galgotias. Both claim to be best and in certain inspired rankings both come number 1. We need to understand why they do it - to take more money from prospective students claiming to be best as they do not make much money through normal meritocratic route. Placements figures are fudged and sometimes companies are paid to come to institutions to pick students. The entire industry is running on IT boom where even sweepers need to be engineers.
---Article in contention is http://timesofindia.indiatimes.com/home/education/news/How-do-premium-private-universities-achieve-near-complete-placements/articleshow/46039404.cms

Please do not pay heed to such articles and make an informed decision by what I call 2 way approach (CP Approach):

1. C: Current Student: Talk to current students to take complete stock of the institute situation and its practices. It is very easy

2.  P: Past Student: Check out LinkedIn for past students in terms of profile and work organizations. Also check if anyone became a genuine entrepreneur (not joining his dad's company).

Don's get me wrong, I do believe that private education can or rather have made an impact but boastful marketing is not in benefit of society. 
Everyone has seen full pagers ads stating better than IITs, IIMs on consistent basis. I think media should play constructive role in educating masses about quality of education and where to find one. Capitation is one of by product of privatization and state government should take over admission process to ensure quality is accessed on meritocracy and black money is not involved.

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Well, these days the level of Indian cinema seems to be going down and public is believed to be dump to come to theatres spending thousands of rupees for the torture. One such recent example came from Shah Rukh Khan's ridiculous movie "Happy New Year". He just doesn't seem to get his act together after making people watch Om Shanti Om and even Chennai Express.

I feel that SRK is a big name but script, direction do not seem to do justification to such big names and earn a shame for entire Hindi Cinema. Here are few reasons why I feel that Happy New Year should be banned:

1. WDC = Worst Dance Competition

Movie is about WDC (World Dance Competition) along with diamonds robbery (well every other movie is robbery - Bang Bang, Kick), however the Team India eventually made it to finals through a hacker (why he can hack anything & everything without fail) and some emotional drama that only Farah Khan or her brother can think of.

2. Password? Charlie

Any sensible person and more so a reputed security agency will change passwords and ramp up security. But HNY is not the obvious. So even after a million years, the password continues to be Charlie. Why we can not find a good script writer???

3. Cheap Comedy
Team India seemed to crack jokes on which nobody literally nobody will laugh. Script again fail to cheer.

I thought of reasons of why such things are happening.

1. Indian film makers are half prepared and think big banners cant go wrong. They are too complacent. They are right in a way that they can get crores of rupees (30 crores INR was made by advertising like Nokia, Duster) in HNY.

2. They seem to be half minded. Overdose of cinema has gone into the film makers and they have lost creativity.

3. Good dancers, choreographers and music directors are hard to find. Well this looks to be one of the reason behind HYN. If smaller movies like Ashiqui 2 can produce blockbuster songs why cant movies of Salman, SRK whose producers have deep pockets.

4. Marketing is too easy - With platforms like Comedy Nights with Kapil Tarek Mehta ka Oltah Chasma, Online Media, Brand Endorsements becoming too easy to connect with prospective audience, film makers are getting easy money, why they shouldn't then?

I strongly feel a need of an independent review mechanism to judge a film and then audience should make a call of whether they wish to watch or not. Time has come for such movies/film makers to be shown the door.

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The Unu Ultrapak has a quick charging functionality that is designed to soak up enough electricity to charge a smartphone in just 15 minutes. The external charge ideal for road warriors that make only make short stops between their destinations or those that sometimes forget to charge their phones or battery packs before going out for the day.

The Ultrapak battery pack, is an external charger made by Unu Electronics. The company says that the Ultrapak sucks up power about eight times faster than any other battery pack. It is so fast that in just 15 minutes of charging, the pack gets enough charge to power your smartphone once.
The Ultrapak is available in two sizes: The Ultrapak Go and Ultrapak Tour. The Ultrapak Go is priced at just $60.

Recently StoreDot, an Israel based startup claims to have developed a new battery-technology that charges your smartphone's battery in just 30 seconds. The startup unveiled the battery prototype at Microsoft's 'Think Next Conference' in Tel Aviv. The company says that it will take an year to make a functional prototype embedded inside mobile devices and it expects to have the charger ready for production by 2016. The charger is expected to cost approx $60.

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Not long after Amazon and Flipkart both rolled out their next-day delivery services for India late in 2013, New Dehli-based online marketplace startup Snapdeal has come up with a similar same-day delivery option for its customers – only it won’t charge extra fees for it.

In order to use the new service, consumers need to place orders by 1 PM so they can be processed on the same day as the product ships. Like Amazon and Flipkart, Snapdeal is only offering its same-day delivery in select cities. Customers in Dehli-NCR (National Capital Region) can access it right now, and it will soon make its way to Bangalore and Mumbai.

While Snapdeal currently offers the service for free, it’s not unreasonable to expect the company might apply fees on it in the future.
With the increasing competition in e-commerce space, delivery has become an essential factor after price. While same or next-day delivery service looks great from the consumer’s perspective, in the long run, the true test for these online marketplaces will be whether they can sustain themselves in terms of profit margins.

Smart Indian Buyers -

With Indian buyers always looking for good deals, they have become extra smart to take on venture capilatist money. They go to brick & mortar stores to check physcial items, select them but order online as they get discounts easily. I went to Shoppers Stop recently to purchase a watch of Kenneth Cole worth INR 11795/- without any discount. When I ordered the same on Snapdeal it came at around INR 6300/- which is roughly 50% discount.

It would be interestingly to see how these ecommerce companies sustain and importantly how brands respond to such challenges in price war era between online and offline mode.

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Nano-SIM seems to be talk of the hour. Apple shifted to the Nano-SIM standard with the iPhone 5. Android phones till now, had remained on the micro-SIM standard, irrespective of the brand, the device or the price band it played in. Except for the Moto X, but that hasn’t made a splash in India, as yet. But, with the Nexus 5 apparently shifting to the even smaller SIM card standard, surely the next line of Android flagships (and beyond), will also make the shift.

What is Nano-Sim?

The current Nano-SIM cards that we are using in the newer iPhones and now with the Moto X as well, are also known as the Fourth Form Factor (4FF). This SIM measures a mere 12.3 mm x 8.8 mm x 0.67 mm, which is 15% thinner than the micro-SIM cards that most Android, Windows Phone and BlackBerry 10 phones deploy, with dimensions at 15mm x 12mm x 0.76mm.

Why the shift to the even smaller SIM standard? 

The basic idea behind the even smaller SIM card standard is that the Nano SIM (4FF) reduces the size of the SIM effectively to just the golden coloured contact area. The area around the contact area is just about enough to prevent any electrical shorts that may occur within the socket. Essentially, the socket (also known as SIM-card slot) design remains the same, only that it is now smaller in dimension because the area around the contact area is greatly reduced.

Why the shift to the even smaller SIM standard?

Albeit belatedly, Android phones are also moving to this standard, because this allows smartphone makers those critical extra millimeters to play around with, with the immediate demands of a faster processor, the cooling need that comes with it as well as the bigger batteries to make the phone last longer than they do these days, on a single charge. There is no performance or cost advantage, but just the technological and internal design aspects. This is confusing! The regular SIM, the micro-SIM and a Nano-SIM, this is all becoming a little too much to manage. The confusion is one thing, but the lack of flexibility is a major problem. If you have one phone which uses a micro-SIM, and one of the iPhones with the Nano-SIM, the two SIMs cannot be swapped. And while it is manageable most of the time, can become a headache if you want to change phones, which trust me, a lot of us do!

Is your Nano SIM card ready? 

Well, it isn’t as simple as “I have a SIM card and can I convert this to a Nano-SIM”. Certain things you need to keep in mind.

Getting Nano-Ready: How to get the SIM down to size

There are micro-SIM and Nano-SIM cutters available in stores, which will chop down the regular SIM into the new size. Both cutters are separate, and should not be confused. Buy the cutter, and carefully follow the instructions on the box, and pray. Always keep the cutter on a hard surface, after placing the SIM in the slot as required, and press down hard on it. Do not, even though the design may suggest, try to use it the way you would use a stapler. If you aren’t able to put the requisite pressure, the SIM may be permanently damaged. Alternatively, you could ask your mobile service provider to change your SIM card into the Nano-SIM variety. Since the iPhone 5 has been around for long, they are all well versed with this kind of SIM card! Though, unlike chopping it down yourself, you will probably have to pay for this switch.

What to watch out for if you are already using a Micro-SIM 

There are certain aspects that you need to take care of first. One is, what is the existing size of the SIM card? If you're already using a micro-SIM, you ideally shouldn’t make the effort of chopping it further into a Nano-SIM. There is the massive risk of cracking the contact area. We would recommend going to your mobile service provider and getting a replacement SIM anyway.

Alternatively, if you have a family member or a friend’s Nano-SIM card at hand for reference, you can get hold of some sandpaper and with some patience, then you can pretty much do the work yourself. Do not, for one second, consider using a knife or a scissor to do this job, because the contact area has fairly low tolerance levels for any kind of abuse.

Source

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Economic Times released “India’s best companies to work for (2013)” earlier this week and declared following as top 10.

1. Google
2. Intel  Technology
3. American Express
4. NIIT
5. Forbes Marshall
6. NTPC
7. Ujjivan Financial Services
8. MakeMyTrip
9. Marriott Hotels
10. Blue Dart Express

Interesting to note names like NTPC which is public sector organization and not so well known names like Forbes Marshall, Ujjvan Financial Services. Recently I remember lot of friends signing "Bloody Monday tu mera khoon chus le (Bloody Monday, you can sucking my blood)", however in these companies employees love coming to work. Few standout examples from the survey which really make these organizations a great place to work.

Google has amazing 20% time program where employees have flexibility to work for 20% on projects that are completely unrelated to their regular work. Flat organization structure, collaborative decision taking, merit based promotion and genuine employee care are few learnings from this best organization.

In Intel, managers ensure that personal life of subordinates is not affected and there is bond among colleagues beyond typical manager-subordinate relation.

“Chairman’s Quality Club” in NIIT identifies top talent to be further developed under the chairman of the company.

Marriott, right from Junior associates are encouraged to stay for one night with families on occassions such as birthdays. Blue dart prides itself in growing in house talent with whopping 96% of senior management growing with in the company.

Key highlights that can be learned from such examples:
1. Scope of something new in job
2. Humans are treated like humans with love and bonding
3. Recognition by top management
4. Perks/society recognition to motivate employees at root level also
5. Merit based promotion with preference to in house talent

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Post attending TedxGateway Mumbai last December, see post here, wish to dig deeper into issues brought by Mittal Patel (speaker at Tedx).

Mittal Patel, has been working for Nomadic tribes of Gujarat, which has now taken a shape of Vicharata Samudaay Samarthan Manch (VSSM). VSSM focuses on education, livelihood housing, works in several districts of Gujarat which is always in limelight due to good works by currently best available Chief Minister in India Mr. Narendra Modi. Her video can be seen here.

Various de-notified tribes are spread across India waiting for recognizition from Government agencies. These tribes are spread across India and follow different religion, customs, beliefs, languages and occupations. One such tribe is nomadic, spread across Maharashtra, Rajasthan and Gujarat. It is believed that in Gujarat alone nomadic tribes number cross whopping 4 million which approximates to population of Singapore. Nomadic tribes are not recognized even by local village authorities. They are forced to reside outside main village boundaries without basic ammenties like road, electricity, water, school, hospital and proper shelter. Women are forced to prostitution here y default to earn bread. Community can't even obtain voter id cards (necessary for voting in democratic India) and ration cards (necessary for subsidized government food scheme). In all, they are non existent on this earth. Due to this, they are unable to participate in government rural guarantee work schemes like NREGA.

Mittal Patel, popularly known as Mittal Ben in Gujarat has been successful in garning Government attention for nomadic tribe's issues. VSSM has been conducting field surveys and already submitted details of thousands of people to state election officer. Survey is one part, verification and stamp of local village authorities makes the process complicated. However, more than 10,000 people got voter id card getting recognizition for the first time in history due to her efforts. Gujarat government passed a resolution to give nomadic tribes land rights and allocated over 500 plots bringing much cheer to these people.

Well, work is far from done. It requires human hands and finances to take it to scale. Request readers to contribute to such social causes, I personally believe that they need our voice and time than only money. Let us come togther to make this earth an equal & better place to live in.

This post is influenced by Franklin Templeton "The Idea Caravan" to create awareness on social issues. Franklin Templeton Investments partnered the TEDxGateway Mumbai in December 2012.

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Its newly released movie 'Yamla Pagla Deewana 2' with likes of Dharmendra, Sunny Deol is indeed classical example of bad product for the Indian audience. Riding somewhat success of 'Yamla Pagla Deewana' (previous release), this movie has made sure that no more sequel would be made now of this series.

Posing as a baba on the ghaats of Benares, con artist Dharam (Dharmendra), with the help of his son Gajodhar (Bobby Deol), fools unsuspecting disciples into parting with their riches. When they encounter wealthy London businessman Sir Yograj Khanna (Annu Kapoor), the father-son duo pose as millionaires themselves, and hatch a plan to wed Gajodhar with the rich man's daughter (Neha Sharma). But their operation is nearly derailed by Dharam's older son Paramveer (Sunny Deol), who is shocked to discover that his dad and his brother are still up to their old tricks.

The film's potpourri of mad characters includes a self-obsessed villain named Dudeji (Anupam Kher) and his pair of costume-coordinated sidekicks (Johnny Lever and Sucheta Khanna). Jokes written surronding an ape and Johnny have clearly failed to impress. The film is shot in UK and seems to cater to Indians in India and in UK, both I believe were asked to put mind aside while watching. Few pointers that made me think its a below average product for the segment:

1. Tasteless humor with Anupam Kher and Johnny Lever.
2. Sunny Deol with same old shit of demolishing entire army and rip Sumos apart.
3. Poor standard of comedy with Dharmendra swaying to tunes of 'Yeh dosti hum nahin todenge', like really!
4. Songs that you won't remember even just after the movie
5. Nothing original

Both female actresses had great on screen presence but got limited role in front of Deols. Finally, regarding the marketing:

1. Less promos to be seen
2. All sardars in the ad - like really!!!
3. No great hook up online, rather FB-Twitter-Blogs are all sad for this movie

Overall, a time and money waste.

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Twitter can be used as a hot prospecting tool. In today's digital world, Twitter has endless possbilities. It has huge amount of traffic and many times host first reaction to major events.

Build relations - First thing first
Don't keep adding hunderds of followers and then bombard with offers. Engage them and build a relationship. Respond to their query, help them out and showcase your expertise. Tweet value added messages and keep it simple.

Search people
Find right set of audience. If you represent car service company then find 'car break down' in specific area and save the search. So whenever, there is new tweet, you will be able to see them on your dashboards.You can then reach out to them in light mode. Don't sell immediately, offer help and remember to showcase your expertise.

Keep finding such people, follow them and invest time. If you are adding value, you will see they will add you back.

Establish an Image
Select the right handle, you can't chose @sextonight to sell education services. Have a relevant handle and then offer help. Keep building on previous efforts and don't get into negative discussions of competitors/products. We are there to show value of our product!

Don't just keep promoting your product/services day in day out. Strike a perfect timing and offer tips, suggest your product when relationship is built.

Be Transparent
Everything that you say will always be on Twitter, there are no secrets on Twitter. Always post correct information about your products and services, because what you say can always be found, it can haunt you in the future if you are posting false information about your company. If you are posting false information, it can discourage your prospects from purchasing your products or services.

Social media is about interaction. It's not just a tool for self promotion and plugs but, it's a place where you can interact with customers, colleagues, and prospects.

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Last year, Indian Government had made it mandatory to e-file income tax returns for assesses with an annual income of Rs 10 lakh and above. This time, the government the plan is to do the same for taxpayers with a taxable income above Rs 5 lakh.

The reason behind the move, said officials, was the fact that about 80 per cent of taxpayers who are not mandated to file e-returns are already doing so. There are 35 million taxpayers, of which about 1.8 million fall in the income tax slab of Rs 5-10 lakh. A similar number are in the above Rs 10 lakh category. 16 million people who electronically filed their returns last year, many had a taxable income of less than Rs 10 lakh.

The tax department was earlier expecting electronic returns to go up to 20 million this year. With this new provision, the number could go up further. E-filing will also enable faster processing of refunds.

Few pointers:

1. Don't panic: It is very simple to file returns online. If you are not comfortable, approach your Chartered Accountant.

2. No Digital signatures are required for filing online, you just need the send the online acknowledgement with signature to Income Tax department.

3. 5 Lakhs does not mean your CTC. It is net taxable income after deducting LTA, HRA, Medical etc.

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Who is the real culprit in increasing rape cases across India?

I just came back from hectic official trip of Chennai and Pondicherry. On the airport, happened to meet four gentlemenWe all had ample time as Air India flights are always delayed. I asked if Air India has any another flight for me, answer given was flight is only 1 hours and 15 minutes delayed. Anyways, these four people, one is from Mumbai, second is from Rajasthan and other two others from Kerala. They all work in Mumbai for multinational companies. Over coffee, we happened to discuss the recent forgetable Delhi rape incident. For confidential purposes, not disclosing names and companies of our four friends.

Here is the summary of conversation:

1. Strangely all were of the opinion that girl was at fault too. She should not have stepped out during late hours in country like India irrespective of a particular city.

2. Indian society is backward and still girls are not given equal status. They acknowledged education, old mind set and unequal money distribution playing major roles.

3. All agreed that women are not safe in any part of India. Though they felt Mumbai is better despite most corrupt police system in the country. They ranked Bangalore as best city to live in India.

4. Rapists according of them have done extremely bad act and should be hanged till death. Congress government which has been ruling India majorly in last 60 years is also main culprit for such divided society.

5. Laws are present in India but police is only interested in money and not protecting such laws.



I do not agree to few statements. Girl was not at fault at all, everyone has right to roam freely. We need laws that do not accept such incidences at all, rapists should be hanged till death and most importantly implementation of them. We as society need to rise, codemn people since beginning and not let such shameful events happen in India.

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Ransomware was first seen in Russia and Russian-speaking countries in 2009, according to the Symantec whitepaper "Ransomware: A Growing Menace." The first known instance of the tactic came in a pop-up that claimed to be a message from Microsoft. It alerted the user that the computer had to be activated by the company before use by obtaining a code via an SMS message. That message was then sent to a premium rate number that charged the victim. Since then they improved the charging mechanism and recover cost was upwards of Indian Rupees 25000 (US$500).





Please do not give up on such malware practices online.